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Transparency

How we make money

The short version: a partner firm pays us a referral fee when we introduce you to them. You pay nothing. Here is the whole picture, in plain English.

Last updated · 2026-05-28

The short version

The short version: Retirement Transparency Project is paid a referral fee by financial firms in our reviewed network when we introduce someone to them and that introduction leads to a client relationship. That's it. We don't sell your information to anyone outside our reviewed network, and we don't rank firms based on what they pay us.

The full picture (what you see at the consent screen)

How Retirement Transparency Project makes money. We're paid a referral fee by partner firms in our reviewed network when we introduce someone to them and that introduction leads to a client relationship. We don't rank partner firms based on what they pay us. We don't sell your information to anyone outside our reviewed network. If you give us your information here, we'll introduce you to one partner firm in our reviewed network who can help you understand your plan. The matched partner firm, or licensed professionals at that firm, may hold investment-adviser and/or insurance licenses. A conversation with the matched partner firm may include annuity products and other retirement income and insurance strategies. The matched partner firm will contact you by email at the address you provide. They will only call or text you if you separately check the box giving us your express written consent for that.

What this means for you

  • The free tools, the journey, the plan you build, and the PDF report are free. Your free use of them never costs you money and is not contingent on you engaging a partner firm.
  • If you do ask to be introduced to a partner firm in our reviewed network, only one partner firm receives your information. Other partners do not see your contact details.
  • The partner firm sells insurance products on commission and may earn a commission if you choose to purchase one. We do not share in that commission.
  • We do not rank partners by what they pay us. We do not sell your information to firms outside our reviewed network.
  • You can stop being introduced at any time, before or after contact begins, by replying STOP to any text, clicking unsubscribe in any email, or emailing privacy@retirementtransparencyproject.com.

More reading

The full Terms of Use is at /terms (see Sections 5 through 9 for the matching service and our compensation). The Privacy Policy is at /privacy. The full educational disclaimer is at /disclaimer.

One last thing

This plan is educational. It is not personalized financial, tax, or insurance advice. Projections illustrate the math, they do not predict the future. Talk to your own licensed financial professional before acting on any of it.