Answer cluster
16
Annuity answer pages now cover types, comparisons, income, QLACs, MYGAs, and riders.
Annuities
Annuities, sorted by the job the contract is meant to do.
Immediate annuities, MYGAs, deferred income annuities, QLACs, fixed indexed annuities, income riders, CD comparisons, and pension choices all live near the retirement-income question. This hub keeps the product names tied to the actual job.
Tool layer
3
QLAC, annuity-income, and MYGA-vs-CD calculators connect the answers to numbers.
QLAC cap
$210K
The IRS QLAC premium limit is 210,000 dollars for 2025 and 2026.
Read by annuity fork
Start with the job, then compare the contract.
Each answer keeps the education neutral. The map is where income, savings, Social Security, taxes, health costs, and liquidity connect.
Plain basics
Start here
The foundational questions before comparing product types or income estimates.
SPIA, DIA, QLAC
Income now and income later
The income contracts that turn savings into an income stream now or later.
MYGA and fixed annuity
Fixed-rate products
The set-rate products and the CD comparison people usually search first.
More moving parts
Indexed annuities and riders
The contract features that can make annuities harder to compare in plain English.
Income floor
Pension and survivor context
Pensions and survivor elections are separate from retail annuities, but they answer a similar income-floor question.
Calculators nearby
Number checks
Read the answer, then use the calculator that matches the contract question.
Run the nearby calculators
Use the annuity tools after you know the contract job.
These quick calculators sit beside the annuity answers: income estimate, QLAC limit and RMD effect, and MYGA-vs-CD tax timing.
1 min
Annuity income estimator
Get an illustrative estimate of the income a lump sum could provide, or the deposit a target income would need. Not a quote.
Open calculator1 min
QLAC limit + RMD reduction
See the most you could put into a QLAC from your IRA and how much it would trim your first-year required withdrawal.
Open calculator1 min
MYGA vs CD comparison
Compare a fixed annuity to a CD over a set term and see how the annuity’s tax deferral changes the after-tax result.
Open calculatorCarry it into the map
An annuity question only makes sense beside the rest of the income map.
The free journey keeps Social Security, pension income, portfolio withdrawals, taxes, health costs, and liquidity visible while an annuity layer is considered.