Social Security
Social Security, in plain English.
When to claim, what work does to your checks, how spousal and survivor benefits work, and the 2026 figures. Start with your own numbers, then read the piece you need.
Run my Social Security numbersThe claim-age curve
The same record, three very different checks.
Age 62
70%
Earliest. Permanently smaller checks.
Age 67
100%
Full retirement age (born 1960 or later).
Age 70
124%
Latest worth waiting for. Largest checks.
Percentages of the full benefit, for a full retirement age of 67. Your exact figures depend on your birth year.
Claiming strategy
When to start, and what it costs or adds.
Working & taxes
What happens when benefits meet work income and the tax return.
Family benefits
Spousal, divorced, and survivor benefits on someone else’s record.
COLA & figures
The annual numbers that change every January.
Your whole picture
See how Social Security fits the rest of your plan.
The free planner carries your benefit into your spending, taxes, and savings, so you can see the years your money has to last.
Start with your Social Security