Where do you want to wake up?

All 50 states, side by side on the same lines. Income tax, how Social Security is treated, cost of living, property and sales tax, and long-term-care costs. Every number is sourced and dated. You see the real picture, not a ranking.

Your Retirement Answered

Alabama

Search a state to see cost level, income-tax context, Social Security treatment, property tax, sales tax, and care-cost links in one place.

Cost index

88.8

U.S. average is 100. Alabama is below that line.

Cost index

88.8

Income tax

2.5% planning

Social Security

Not taxed

Property tax

0.4%

Estimated taxes for your state

Add income

Rough state-income-tax line using the planning rate in this state guide.

Compared with Alaska

+13.5 index

Add income to compare tax estimates.

50 states

Retiring in Alabama
ALCost 89

Alabama

~2.5% income-tax layer. Cost of living near 89.

Income

2.5%

Sales

9.5%

Cities

0

SS not taxedBelow-average cost
Retiring in Alaska
AKCost 102

Alaska

No state income tax. Cost of living near 102.

Income

None

Sales

1.8%

Cities

0

No income taxSS not taxed
Retiring in Arizona
AZCost 101

Arizona

~2.5% income-tax layer. Cost of living near 101.

Income

2.5%

Sales

8.5%

Cities

10

SS not taxed10 towns
Retiring in Arkansas
ARCost 87

Arkansas

~4.0% income-tax layer. Cost of living near 87.

Income

4.0%

Sales

9.5%

Cities

0

SS not taxedBelow-average cost
Retiring in California
CACost 111

California

~6.5% income-tax layer. Cost of living near 111.

Income

6.5%

Sales

9.0%

Cities

11

SS not taxed11 towns
Retiring in Colorado
COCost 103

Colorado

~4.4% income-tax layer. Cost of living near 103.

Income

4.4%

Sales

7.9%

Cities

3

3 towns
Retiring in Connecticut
CTCost 104

Connecticut

~5.0% income-tax layer. Cost of living near 104.

Income

5.0%

Sales

6.3%

Cities

0

Retiring in Delaware
DECost 100

Delaware

~4.5% income-tax layer. Cost of living near 100.

Income

4.5%

Sales

0.0%

Cities

0

SS not taxedBelow-average cost
Retiring in Florida
FLCost 103

Florida

No state income tax. Cost of living near 103.

Income

None

Sales

7.0%

Cities

19

No income taxSS not taxed19 towns
Retiring in Georgia
GACost 96

Georgia

~4.5% income-tax layer. Cost of living near 96.

Income

4.5%

Sales

7.5%

Cities

2

SS not taxedBelow-average cost2 towns
Retiring in Hawaii
HICost 110

Hawaii

~3.5% income-tax layer. Cost of living near 110.

Income

3.5%

Sales

4.5%

Cities

1

SS not taxed1 town
Retiring in Idaho
IDCost 95

Idaho

~5.0% income-tax layer. Cost of living near 95.

Income

5.0%

Sales

6.0%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Illinois
ILCost 100

Illinois

~1.0% income-tax layer. Cost of living near 100.

Income

1.0%

Sales

9.0%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Indiana
INCost 93

Indiana

~3.2% income-tax layer. Cost of living near 93.

Income

3.2%

Sales

7.0%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Iowa
IACost 88

Iowa

~4.0% income-tax layer. Cost of living near 88.

Income

4.0%

Sales

6.9%

Cities

0

SS not taxedBelow-average cost
Retiring in Kansas
KSCost 90

Kansas

~4.5% income-tax layer. Cost of living near 90.

Income

4.5%

Sales

8.7%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Kentucky
KYCost 90

Kentucky

~4.5% income-tax layer. Cost of living near 90.

Income

4.5%

Sales

6.0%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Louisiana
LACost 88

Louisiana

~3.5% income-tax layer. Cost of living near 88.

Income

3.5%

Sales

10.1%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Maine
MECost 97

Maine

~4.5% income-tax layer. Cost of living near 97.

Income

4.5%

Sales

5.5%

Cities

0

SS not taxedBelow-average cost
Retiring in Maryland
MDCost 105

Maryland

~4.5% income-tax layer. Cost of living near 105.

Income

4.5%

Sales

6.0%

Cities

1

SS not taxed1 town
Retiring in Massachusetts
MACost 106

Massachusetts

~5.0% income-tax layer. Cost of living near 106.

Income

5.0%

Sales

6.3%

Cities

1

SS not taxed1 town
Retiring in Michigan
MICost 96

Michigan

~4.2% income-tax layer. Cost of living near 96.

Income

4.2%

Sales

6.0%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Minnesota
MNCost 99

Minnesota

~6.0% income-tax layer. Cost of living near 99.

Income

6.0%

Sales

8.1%

Cities

0

Below-average cost
Retiring in Mississippi
MSCost 87

Mississippi

~1.0% income-tax layer. Cost of living near 87.

Income

1.0%

Sales

7.1%

Cities

0

SS not taxedBelow-average cost
Retiring in Missouri
MOCost 91

Missouri

~4.0% income-tax layer. Cost of living near 91.

Income

4.0%

Sales

8.4%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Montana
MTCost 95

Montana

~5.0% income-tax layer. Cost of living near 95.

Income

5.0%

Sales

0.0%

Cities

0

Below-average cost
Retiring in Nebraska
NECost 90

Nebraska

~5.0% income-tax layer. Cost of living near 90.

Income

5.0%

Sales

7.0%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Nevada
NVCost 100

Nevada

No state income tax. Cost of living near 100.

Income

None

Sales

8.2%

Cities

3

No income taxSS not taxedBelow-average cost3 towns
Retiring in New Hampshire
NHCost 104

New Hampshire

No state income tax. Cost of living near 104.

Income

None

Sales

0.0%

Cities

0

No income taxSS not taxed
Retiring in New Jersey
NJCost 109

New Jersey

~5.5% income-tax layer. Cost of living near 109.

Income

5.5%

Sales

6.6%

Cities

0

SS not taxed
Retiring in New Mexico
NMCost 92

New Mexico

~4.5% income-tax layer. Cost of living near 92.

Income

4.5%

Sales

7.7%

Cities

3

Below-average cost3 towns
Retiring in New York
NYCost 108

New York

~5.5% income-tax layer. Cost of living near 108.

Income

5.5%

Sales

8.5%

Cities

1

SS not taxed1 town
Retiring in North Carolina
NCCost 94

North Carolina

~4.5% income-tax layer. Cost of living near 94.

Income

4.5%

Sales

7.0%

Cities

4

SS not taxedBelow-average cost4 towns
Retiring in North Dakota
NDCost 89

North Dakota

~2.5% income-tax layer. Cost of living near 89.

Income

2.5%

Sales

7.1%

Cities

0

SS not taxedBelow-average cost
Retiring in Ohio
OHCost 93

Ohio

~3.5% income-tax layer. Cost of living near 93.

Income

3.5%

Sales

7.3%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Oklahoma
OKCost 88

Oklahoma

~4.0% income-tax layer. Cost of living near 88.

Income

4.0%

Sales

9.1%

Cities

2

SS not taxedBelow-average cost2 towns
Retiring in Oregon
ORCost 103

Oregon

~7.0% income-tax layer. Cost of living near 103.

Income

7.0%

Sales

0.0%

Cities

2

SS not taxed2 towns
Retiring in Pennsylvania
PACost 98

Pennsylvania

~1.0% income-tax layer. Cost of living near 98.

Income

1.0%

Sales

6.3%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Rhode Island
RICost 102

Rhode Island

~4.0% income-tax layer. Cost of living near 102.

Income

4.0%

Sales

7.0%

Cities

0

Retiring in South Carolina
SCCost 94

South Carolina

~4.0% income-tax layer. Cost of living near 94.

Income

4.0%

Sales

7.5%

Cities

2

SS not taxedBelow-average cost2 towns
Retiring in South Dakota
SDCost 89

South Dakota

No state income tax. Cost of living near 89.

Income

None

Sales

6.1%

Cities

0

No income taxSS not taxedBelow-average cost
Retiring in Tennessee
TNCost 92

Tennessee

No state income tax. Cost of living near 92.

Income

None

Sales

9.6%

Cities

4

No income taxSS not taxedBelow-average cost4 towns
Retiring in Texas
TXCost 97

Texas

No state income tax. Cost of living near 97.

Income

None

Sales

8.2%

Cities

9

No income taxSS not taxedBelow-average cost9 towns
Retiring in Utah
UTCost 99

Utah

~4.5% income-tax layer. Cost of living near 99.

Income

4.5%

Sales

7.4%

Cities

1

Below-average cost1 town
Retiring in Vermont
VTCost 98

Vermont

~5.0% income-tax layer. Cost of living near 98.

Income

5.0%

Sales

6.4%

Cities

0

Below-average cost
Retiring in Virginia
VACost 101

Virginia

~4.5% income-tax layer. Cost of living near 101.

Income

4.5%

Sales

5.8%

Cities

1

SS not taxed1 town
Retiring in Washington
WACost 107

Washington

No state income tax. Cost of living near 107.

Income

None

Sales

9.5%

Cities

1

No income taxSS not taxed1 town
Retiring in West Virginia
WVCost 89

West Virginia

~4.5% income-tax layer. Cost of living near 89.

Income

4.5%

Sales

6.6%

Cities

0

SS not taxedBelow-average cost
Retiring in Wisconsin
WICost 94

Wisconsin

~4.5% income-tax layer. Cost of living near 94.

Income

4.5%

Sales

5.7%

Cities

1

SS not taxedBelow-average cost1 town
Retiring in Wyoming
WYCost 93

Wyoming

No state income tax. Cost of living near 93.

Income

None

Sales

5.6%

Cities

0

No income taxSS not taxedBelow-average cost