Retire by state
Where do you want to wake up?
All 50 states, side by side on the same lines. Income tax, how Social Security is treated, cost of living, property and sales tax, and long-term-care costs. Every number is sourced and dated. You see the real picture, not a ranking.
Your Retirement Answered
Alabama
Search a state to see cost level, income-tax context, Social Security treatment, property tax, sales tax, and care-cost links in one place.
Cost index
88.8
U.S. average is 100. Alabama is below that line.
Cost index
88.8
Income tax
2.5% planning
Social Security
Not taxed
Property tax
0.4%
Estimated taxes for your state
Add income
Rough state-income-tax line using the planning rate in this state guide.
Compared with Alaska
+13.5 index
Add income to compare tax estimates.
All 50 states
Cost of living by state
The same BEA numbers from every state guide, lined up from cheapest to priciest. See where a dollar goes further.
Open the rankingAll 50 states
Cost of recreation by state
What a year of your hobbies actually runs, state by state. The whole cost, not just one license or admission fee.
Open the rankingBrowse all states
50 states
Alabama
~2.5% income-tax layer. Cost of living near 89.
Income
2.5%
Sales
9.5%
Cities
0
Alaska
No state income tax. Cost of living near 102.
Income
None
Sales
1.8%
Cities
0

Arizona
~2.5% income-tax layer. Cost of living near 101.
Income
2.5%
Sales
8.5%
Cities
10
Arkansas
~4.0% income-tax layer. Cost of living near 87.
Income
4.0%
Sales
9.5%
Cities
0

California
~6.5% income-tax layer. Cost of living near 111.
Income
6.5%
Sales
9.0%
Cities
11

Colorado
~4.4% income-tax layer. Cost of living near 103.
Income
4.4%
Sales
7.9%
Cities
3
Connecticut
~5.0% income-tax layer. Cost of living near 104.
Income
5.0%
Sales
6.3%
Cities
0
Delaware
~4.5% income-tax layer. Cost of living near 100.
Income
4.5%
Sales
0.0%
Cities
0

Florida
No state income tax. Cost of living near 103.
Income
None
Sales
7.0%
Cities
19

Georgia
~4.5% income-tax layer. Cost of living near 96.
Income
4.5%
Sales
7.5%
Cities
2

Hawaii
~3.5% income-tax layer. Cost of living near 110.
Income
3.5%
Sales
4.5%
Cities
1

Idaho
~5.0% income-tax layer. Cost of living near 95.
Income
5.0%
Sales
6.0%
Cities
1

Illinois
~1.0% income-tax layer. Cost of living near 100.
Income
1.0%
Sales
9.0%
Cities
1

Indiana
~3.2% income-tax layer. Cost of living near 93.
Income
3.2%
Sales
7.0%
Cities
1

Iowa
~4.0% income-tax layer. Cost of living near 88.
Income
4.0%
Sales
6.9%
Cities
0

Kansas
~4.5% income-tax layer. Cost of living near 90.
Income
4.5%
Sales
8.7%
Cities
1

Kentucky
~4.5% income-tax layer. Cost of living near 90.
Income
4.5%
Sales
6.0%
Cities
1

Louisiana
~3.5% income-tax layer. Cost of living near 88.
Income
3.5%
Sales
10.1%
Cities
1
Maine
~4.5% income-tax layer. Cost of living near 97.
Income
4.5%
Sales
5.5%
Cities
0
Maryland
~4.5% income-tax layer. Cost of living near 105.
Income
4.5%
Sales
6.0%
Cities
1

Massachusetts
~5.0% income-tax layer. Cost of living near 106.
Income
5.0%
Sales
6.3%
Cities
1

Michigan
~4.2% income-tax layer. Cost of living near 96.
Income
4.2%
Sales
6.0%
Cities
1
Minnesota
~6.0% income-tax layer. Cost of living near 99.
Income
6.0%
Sales
8.1%
Cities
0
Mississippi
~1.0% income-tax layer. Cost of living near 87.
Income
1.0%
Sales
7.1%
Cities
0

Missouri
~4.0% income-tax layer. Cost of living near 91.
Income
4.0%
Sales
8.4%
Cities
1
Montana
~5.0% income-tax layer. Cost of living near 95.
Income
5.0%
Sales
0.0%
Cities
0

Nebraska
~5.0% income-tax layer. Cost of living near 90.
Income
5.0%
Sales
7.0%
Cities
1

Nevada
No state income tax. Cost of living near 100.
Income
None
Sales
8.2%
Cities
3
New Hampshire
No state income tax. Cost of living near 104.
Income
None
Sales
0.0%
Cities
0
New Jersey
~5.5% income-tax layer. Cost of living near 109.
Income
5.5%
Sales
6.6%
Cities
0

New Mexico
~4.5% income-tax layer. Cost of living near 92.
Income
4.5%
Sales
7.7%
Cities
3

New York
~5.5% income-tax layer. Cost of living near 108.
Income
5.5%
Sales
8.5%
Cities
1

North Carolina
~4.5% income-tax layer. Cost of living near 94.
Income
4.5%
Sales
7.0%
Cities
4
North Dakota
~2.5% income-tax layer. Cost of living near 89.
Income
2.5%
Sales
7.1%
Cities
0

Ohio
~3.5% income-tax layer. Cost of living near 93.
Income
3.5%
Sales
7.3%
Cities
1

Oklahoma
~4.0% income-tax layer. Cost of living near 88.
Income
4.0%
Sales
9.1%
Cities
2

Oregon
~7.0% income-tax layer. Cost of living near 103.
Income
7.0%
Sales
0.0%
Cities
2

Pennsylvania
~1.0% income-tax layer. Cost of living near 98.
Income
1.0%
Sales
6.3%
Cities
1
Rhode Island
~4.0% income-tax layer. Cost of living near 102.
Income
4.0%
Sales
7.0%
Cities
0

South Carolina
~4.0% income-tax layer. Cost of living near 94.
Income
4.0%
Sales
7.5%
Cities
2
South Dakota
No state income tax. Cost of living near 89.
Income
None
Sales
6.1%
Cities
0

Tennessee
No state income tax. Cost of living near 92.
Income
None
Sales
9.6%
Cities
4

Texas
No state income tax. Cost of living near 97.
Income
None
Sales
8.2%
Cities
9

Utah
~4.5% income-tax layer. Cost of living near 99.
Income
4.5%
Sales
7.4%
Cities
1
Vermont
~5.0% income-tax layer. Cost of living near 98.
Income
5.0%
Sales
6.4%
Cities
0

Virginia
~4.5% income-tax layer. Cost of living near 101.
Income
4.5%
Sales
5.8%
Cities
1

Washington
No state income tax. Cost of living near 107.
Income
None
Sales
9.5%
Cities
1
West Virginia
~4.5% income-tax layer. Cost of living near 89.
Income
4.5%
Sales
6.6%
Cities
0

Wisconsin
~4.5% income-tax layer. Cost of living near 94.
Income
4.5%
Sales
5.7%
Cities
1
Wyoming
No state income tax. Cost of living near 93.
Income
None
Sales
5.6%
Cities
0