Retire by state
What each state does to a retirement plan.
Every state, on the same lines: income tax, Social Security treatment, cost of living, property and sales tax, and long-term-care costs. Each number is sourced and dated, so you can see the trade instead of a ranking.
Your Retirement Answered
Alabama
Search a state to see cost level, income-tax context, Social Security treatment, property tax, sales tax, and care-cost links in one place.
Cost index
88.8
U.S. average is 100. Alabama is below that line.
Cost index
88.8
Income tax
2.5% planning
Social Security
Not taxed
Property tax
0.4%
Estimated taxes for your state
Add income
Rough state-income-tax line using the planning rate in this state guide.
Compared with Alaska
+13.5 index
Add income to compare tax estimates.
Browse all states
50 states
Alabama
~2.5% income-tax layer. Cost of living near 89.
Alaska
No state income tax. Cost of living near 102.
Arizona
~2.5% income-tax layer. Cost of living near 101.
Arkansas
~4.0% income-tax layer. Cost of living near 87.
California
~6.5% income-tax layer. Cost of living near 111.
Colorado
~4.4% income-tax layer. Cost of living near 103.
Connecticut
~5.0% income-tax layer. Cost of living near 104.
Delaware
~4.5% income-tax layer. Cost of living near 100.
Florida
No state income tax. Cost of living near 103.
Georgia
~4.5% income-tax layer. Cost of living near 96.
Hawaii
~3.5% income-tax layer. Cost of living near 110.
Idaho
~5.0% income-tax layer. Cost of living near 95.
Illinois
~1.0% income-tax layer. Cost of living near 100.
Indiana
~3.2% income-tax layer. Cost of living near 93.
Iowa
~4.0% income-tax layer. Cost of living near 88.
Kansas
~4.5% income-tax layer. Cost of living near 90.
Kentucky
~4.5% income-tax layer. Cost of living near 90.
Louisiana
~3.5% income-tax layer. Cost of living near 88.
Maine
~4.5% income-tax layer. Cost of living near 97.
Maryland
~4.5% income-tax layer. Cost of living near 105.
Massachusetts
~5.0% income-tax layer. Cost of living near 106.
Michigan
~4.2% income-tax layer. Cost of living near 96.
Minnesota
~6.0% income-tax layer. Cost of living near 99.
Mississippi
~1.0% income-tax layer. Cost of living near 87.
Missouri
~4.0% income-tax layer. Cost of living near 91.
Montana
~5.0% income-tax layer. Cost of living near 95.
Nebraska
~5.0% income-tax layer. Cost of living near 90.
Nevada
No state income tax. Cost of living near 100.
New Hampshire
No state income tax. Cost of living near 104.
New Jersey
~5.5% income-tax layer. Cost of living near 109.
New Mexico
~4.5% income-tax layer. Cost of living near 92.
New York
~5.5% income-tax layer. Cost of living near 108.
North Carolina
~4.5% income-tax layer. Cost of living near 94.
North Dakota
~2.5% income-tax layer. Cost of living near 89.
Ohio
~3.5% income-tax layer. Cost of living near 93.
Oklahoma
~4.0% income-tax layer. Cost of living near 88.
Oregon
~7.0% income-tax layer. Cost of living near 103.
Pennsylvania
~1.0% income-tax layer. Cost of living near 98.
Rhode Island
~4.0% income-tax layer. Cost of living near 102.
South Carolina
~4.0% income-tax layer. Cost of living near 94.
South Dakota
No state income tax. Cost of living near 89.
Tennessee
No state income tax. Cost of living near 92.
Texas
No state income tax. Cost of living near 97.
Utah
~4.5% income-tax layer. Cost of living near 99.
Vermont
~5.0% income-tax layer. Cost of living near 98.
Virginia
~4.5% income-tax layer. Cost of living near 101.
Washington
No state income tax. Cost of living near 107.
West Virginia
~4.5% income-tax layer. Cost of living near 89.
Wisconsin
~4.5% income-tax layer. Cost of living near 94.
Wyoming
No state income tax. Cost of living near 93.