Retire by stateFigures verified May 31, 2026

Retiring in Wyoming

Wyoming gives you no state income tax and two of the country's great national parks out your door. The trade is hard winters, steady wind, and healthcare that is spread thin.

Could fit

You like wide-open space, want Yellowstone and Grand Teton close, and want zero state tax on your Social Security, pension, or withdrawals.

Look closely at

You want a doctor and city services nearby. Much of Wyoming is remote, the drives are long, and the weather is rough.

$4,625/mo

Using the same $5,000 national monthly example, Wyoming comes out near $4,625 a month.

#16 of 50 for lowest everyday cost, using the same BEA index shown here.

U.S. avg 100
More affordablePricier

Wyoming runs about 7% below the national average on everyday prices.

101

Our index of how Wyoming's estimated annual hobby costs compare with the rest of the country.

#18 of 50 for lower estimated recreation cost, using the same hobby-cost model shown here.

U.S. avg 100
More affordablePricier

Wyoming's modeled hobby costs run about 1% above the national average. The modeled average is about $1,023 a year across the activity basket.

Est. Our own measure from 8 modeled hobbies. It uses published state fees where we have them, then adds recurring hobby assumptions like gear, trips, memberships, and upkeep. 100 = national average.

Find Wyoming in the ranking

The state lines the calculator actually changes.

Start here for the whole state picture. The quick math sits beside the things that change daily life: taxes, home costs, care costs, towns, weather, and what Wyoming actually feels like.

Tax and Medicare

Check the Wyoming income picture.

Estimate how Wyoming treats Social Security, pension income, IRA/401(k) withdrawals, city income tax, and Medicare premium tiers before you build the full journey.

Social Security

Not taxed

Pension

Not taxed

IRA / 401(k)

Not taxed

Compare states

Cost of living

$4,625/mo

Using the same $5,000 national monthly example, Wyoming prices translate to about $4,625 a month.

BEA Regional Price Parities

State income tax

None

Wyoming has no broad state income tax, but property tax, insurance, sales tax, vehicle costs, and local prices still belong in the plan. AARP lists Wyoming among states that do not tax IRA and 401(k) distributions in the summary used here.

Tax Foundation

Social Security

Not taxed

Wyoming does not tax Social Security benefits under the current state-tax summary used here.

AARP / IRS Pub. 915

Property tax

0.6%

Property tax is local, but the Wyoming state-level planning rate used here is 0.6% of home value. On a $350,000 home, that is about $2,100 a year before county detail.

Tax Foundation

Sales tax

5.6%

Tax Foundation puts Wyoming's 2026 average combined state and local sales tax near 5.6%, ranked 43 among states in that table.

Tax Foundation

Vehicle costs

Check cars

Vehicle costs need a separate check in Wyoming because value-based vehicle taxes or registration-linked property taxes can show up in the car budget.

FreeTaxUSA vehicle-tax guide

The care cliff, in Wyoming dollars.

CareScout and Genworth 2025 median costs, compared with the national median. Long-term care is a separate planning layer from ordinary Medicare costs.

Assisted living

$5,325/mo

About $63,900 a year, 14% lower than the national median.

Nursing home (semi-private)

$9,916/mo

About $118,990 a year, 3% higher than the national median.

Home caregiver

$8,771/mo

About $105,248 a year, 31% higher than the national median.

Full Wyoming long-term-care breakdown

What there is to do, with the sources.

How the things people retire for actually look in Wyoming. Each links to the full activity guide.

Pickleball & tennis

Laramie's Community Recreation Center offers indoor drop-in pickleball with equipment available for beginners, and Undine Park in Laramie converted a lightly used tennis court into four public pickleball courts. The Cloud Peak Pickleball Association in Buffalo typically plays five to six days a week during outdoor season, reflecting active recreational communities in smaller Wyoming cities.

$342/yrEst.

Estimated annual hobby cost

30 court visits per year, plus paddle replacement, balls, league fees, and small club costs.

Published input

Laramie County Senior Activity Center (Cheyenne) pickleball and recreation activities offered free or at low cost to seniors; exact drop-in fee not published

Laramie County Senior Services · as of 2026
City of Laramie Pickleball
Arts & culture

The Cheyenne Frontier Days Old West Museum operates year-round with exhibits, art shows, and community programming centered on Western heritage, while the Nicolaysen Art Museum in Casper hosts rotating exhibitions, artist events, and community celebrations. The Wyoming Arts Council funds arts organizations and individual artists across the state through its grants program.

$324/yrEst.

Estimated annual hobby cost

8 museum, theater, or cultural visits per year, plus a modest membership or ticket budget.

Published input

Wyoming State Museum (Cheyenne) admission is free for all visitors

Wyoming State Museum - Plan Your Visit · as of 2025
Cheyenne Frontier Days Old West Museum
Social & community

The Wyoming Department of Health Aging Division funds senior centers in every county through the Wyoming Senior Services Board, with each county offering varying programs from congregate meals to transportation and social activities. The Division also operates the Wyoming Pioneer Home in Thermopolis and the Wyoming Retirement Center in Basin for residential care needs.

$167/yrEst.

Estimated annual hobby cost

Senior-center, club, class, trip, or program costs beyond any published membership fee.

Published input

Laramie County Senior Activity Center (Cheyenne) services provided free or at low cost to seniors; no annual membership fee published

Laramie County Senior Services - The Center · as of 2026
Wyoming Department of Health Aging Division
Fishing

Wyoming residents who have lived in the state for at least 10 years can purchase a lifetime fishing license through Wyoming Game and Fish, with small game and bird lifetime licenses also available. The state's rivers, including the Snake, Green, and North Platte, along with Flaming Gorge Reservoir, offer blue-ribbon trout fishing and other species year-round.

$416/yrEst.

Estimated annual hobby cost

One resident annual license, plus tackle, bait, simple access trips, and replacement gear.

Published input

Wyoming resident annual fishing license

Wyoming Game and Fish Department - License Fee List · as of 2025
Wyoming Game and Fish Department
Hiking & trails

Grand Teton National Park offers over 250 miles of trails, including accessible paved paths at Colter Bay and the Jenny Lake area with access to Hidden Falls. Yellowstone National Park adds hundreds more miles of boardwalks and backcountry routes, and seniors 62 and older can purchase an America the Beautiful Senior Pass for $80 (lifetime) covering entry to both parks.

$817/yrEst.

Estimated annual hobby cost

12 trail or park visits per year, plus footwear, basic gear, parking, and local travel.

Published input

Wyoming State Parks resident annual day-use pass (1st vehicle); day-use per vehicle $7; early-bird annual discount to $42 (Dec 1-Feb 15)

Published range: $7 to $48.

Wyoming State Parks, Historic Sites and Trails - Permits and Fees · as of 2026
Grand Teton National Park Hiking
Boating & water

Wyoming State Parks maintain boat docks and ramps at several parks around the state, including Hot Springs State Park on the Bighorn River. Flaming Gorge Reservoir on the Utah-Wyoming border and Boysen State Park on the Wind River are two of the most popular motorboating and fishing destinations with public launch access.

$4,340/yrEst.

Estimated annual hobby cost

A modest owned boat, including registration, insurance, storage, maintenance, fuel, and basic upkeep.

Published input

Wyoming watercraft 1-year registration; 3-year registration $80; 1-year with aquatic invasive species decal $40

Published range: $30 to $40.

Wyoming Game and Fish Department - Watercraft Registration · as of 2025
Wyoming State Parks
Golf

Casper Municipal Golf Course lists a season pass at $672 per year for players age 70 and older, and Cheyenne Recreation's Airport Golf Club offers a nine-hole public course with annual senior passes at $450. Three Crowns Golf Club in Casper is another highly regarded public layout with competitive annual membership rates.

$1,298/yrEst.

Estimated annual hobby cost

24 public rounds per year, plus equipment refresh, range balls, carts, and other course extras.

Published input

Airport Golf Course (City of Cheyenne municipal) 18-hole adult prime season rate (April-November); rates vary by season and tee time

Published range: $20 to $34.

Cheyenne Recreation Department - Golf Division · as of 2025
Casper Municipal Golf Course
Gardening

The University of Wyoming Extension Master Gardener Program offers training focused on high-altitude gardening, covering composting, water-wise landscaping, raised-bed techniques, season extension with low tunnels, and pest management suited to Wyoming's short growing season. Most of Wyoming sees frost-free windows from early June to mid-September.

$482/yrEst.

Estimated annual hobby cost

Seeds, soil, tools, replacement plants, water, and a modest home or community-garden setup.

Published input

Cheyenne Botanic Gardens admission is entirely free to the public; no community garden plot fee sourced from named WY city program

Cheyenne Botanic Gardens - Visit · as of 2025-2026
University of Wyoming Master Gardener

What a week can look like.

Yellowstone's geysers and wildlife

Yellowstone runs on geysers, hot springs, and big animals. You can spot wolves and bears here. Boardwalks and pullouts put you in front of the main sights without a long hike.

Grand Teton and the Jackson area

Grand Teton sits just south of Yellowstone. You get sharp mountain views, clear lakes, and the town of Jackson as a base. Plenty of retirees come through, and the parks sell a lot of senior passes each year.

U.S. News

Guided tours built for easier pacing

Some local operators run Yellowstone tours built around short walks and regular rest stops. That keeps the big parks within reach if you want a gentler pace.

Yellowstone Guidelines

What can change the month.

No state income tax

Wyoming has no state income tax. Your Social Security, pension, and 401(k) or IRA withdrawals are not taxed by the state. There is also no state estate or inheritance tax.

Wyoming Retirement System

Strong wind and hard winters

The wind here is strong and steady, and winters are cold and snowy. Forecasts often call gusts well over 40 miles per hour. Heating, winter driving, and snow removal are just part of the year across much of the state.

National Weather Service

Remote services and healthcare

Wyoming is one of the least densely populated states. Towns sit far apart, and a specialist or larger hospital can be a long drive. If you expect frequent medical visits, map out your access before you move.

Wyoming Retirement System

What there is to do across Wyoming.

1 tracked categories across Wyoming. Each card opens the search filtered to that activity.

Upcoming events in Wyoming

See all events

Lifelong learning

SEP1

tetoncounty · Jackson, WY

Lifelong learning

Cover to Cover Book Club Meeting

tetoncounty

Share in a love of literature with fellow readers; we meet the 1st Tuesday of the month, 10:30 a.m. with some exceptions. Formerly known as the Senior Book Club. 2026 Schedule: - January 6: Lady Clementine: a Novel, Marie Benedict - February 3: My Antonia, Willa Cather - March 3: Susan, Linda, Nina & Cokie: The Extraordinary Story of the Founding Mothers of NPR, Lisa Naplo - April 7: All the Beauty in the World: The Metropolitan Museum of Art and Me, Patrick Bringley - May 5: Never: a Novel,...

Classes and talksIndoors

Theater & film

SEP2

campbellcounty · Gillette, WY

Theater & filmFreeHappens regularly

NOWCAP Black Lung Clinic at CCPL

campbellcounty

Need help with a black lung claim or screening? NOWCAP staff from Sheridan will be at Campbell County Public Library the first Wednesday of every month, 10am-2pm, to assist with: ✔️ Filing new claims ✔️ Submitting paperwork ✔️ Scheduling free screenings in Gillette ✔️ Answering questions about your claim or our program Stop by for one-on-one support. No appointment needed—first come, first served. Hosted by NOWCAP Black Lung Clinic in partnership with Campbell County Public Library. For more...

Arts and craftsFreeWeekly

Community & civic

SEP3

campbellcounty · Gillette, WY

Community & civic

Volunteer Reference Attorney

campbellcounty

VolunteeringBring the grandkids

Music & concerts

SEP7

8 PM

Million Dollar Cowboy Bar · Jackson, WY

Music & concerts

Cole Swindell

Million Dollar Cowboy Bar

Music

Classes & arts

SEP9

tetoncounty · Jackson, WY

Classes & arts

Alta Sit-n-Knit

tetoncounty

Do you love to knit but never find the time? Come join other fabric artists, a.k.a. procrastiknitters, for a sit-n-knit session at the Alta Branch library. Bring your latest knitting/crochet project and we'll provide the space and time for you.

Arts and craftsIndoors

Lifelong learning

SEP10

campbellcounty · Gillette, WY

Lifelong learningHappens regularly

CCPL Open Horizons Book Club

campbellcounty

📚 CCPL Open Horizons Book Club! Join our Campbell County Public Library genre-exploring book club! Each month, we’ll dive into a new genre—fantasy, mystery, nonfiction, and more. Share what you read, discuss favorites, and discover something new! 📚Stop by CCPL to check out a book at the circulation desk! 📆Thursday, September 10 at 10am September Genre: Science Fiction Suggested Title: Project Hail Mary by Andy Weir

Classes and talksWeeklyIndoors

Put Wyoming next to another state.

Compare cost of living, taxes, Social Security treatment, property and sales tax, and long-term-care costs side by side.

Retiring in Wyoming, answered.

Does Wyoming tax retirement income?

Wyoming does not tax Social Security benefits under the current state-tax summary used here. AARP lists Wyoming among states that do not tax IRA and 401(k) distributions in the summary used here. Wyoming has no broad state income tax, but property tax, insurance, sales tax, vehicle costs, and local prices still belong in the plan.

AARP: how states tax retirement income

Is Wyoming cheaper or more expensive than average?

BEA regional price parities put Wyoming about 7.3% below the U.S. average cost level. That price level is the first reason a national retirement number needs a Wyoming translation.

BEA Regional Price Parities

What does long-term care cost in Wyoming?

In the CareScout and Genworth 2025 medians, Wyoming assisted living runs about $63,900 a year (14% lower than the national median) and a semi-private nursing-home room about $118,990 a year (3% higher than the national median).

CareScout / Genworth Cost of Care

Does Wyoming tax retirement income?

No. Wyoming has no state income tax, so your Social Security, pension, and retirement account withdrawals are not taxed by the state. There is also no state estate or inheritance tax.

Wyoming Retirement System

See what Wyoming does to your retirement plan.

Enter your real spending, income, home, and dreams. The planner applies the Wyoming tax and cost assumptions for you, then shows the years the money has to last.

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