Fort Collins Local GuideUpdated weekly · last checked Jul 1, 2026

Retiring in Fort Collins, CO

An ordinary week in Fort Collins. Where to eat, what to do, pickleball, events, health and senior help, taxes and home costs. Updated weekly, every source linked.

The first things to know about Fort Collins.

A quick read before you go deeper. Everyday life, eating out, staying social, and the planning piece worth watching. Each one links to a source.

Thinking about moving to Fort Collins? Run the rough math first.

Use these quick checks to test Fort Collins as a retirement move. They are not the full map; they help you decide what deserves a deeper look.

Tax and Medicare

Check the Fort Collins income picture.

Estimate how Colorado treats Social Security, pension income, IRA/401(k) withdrawals, city income tax, and Medicare premium tiers before you build the full journey.

Social Security

Check thresholds

Pension

Check exemptions

IRA / 401(k)

Generally taxed

Compare states

Mortgage

Test the payment or refi

Compare a current mortgage against a new rate, closing costs, and break-even timing.

Open mortgage check

Weather fit

Four-season planning

Fort Collins has real seasonal variety, so winter driving, indoor routines, and visitors need a closer check.

Avg

52°

Sun

237

Rain

88

Snow

42

Weight what matters

Things to do

Things to do in Fort Collins

Parks, trails, classes, and easy outings for an ordinary week.

4 current items
Things to do

Old Town Square

Things to dodowntownshoppingwalkable

Old Town Square

Updated

The brick-paved heart of downtown, lined with locally owned shops, patios, and a fountain kids run through in summer. The free outdoor concerts and art walks all center here. Easy to spend an unplanned hour.

Why it matters

Most of the city's free events land right here, so it is worth knowing the walk from parking.

Where to eat

Where to eat

Local spots for an easy dinner or a visit from family. Rough prices included.

4 current items
Where to eat

Lucile's Creole Cafe

Where to eatbreakfastcreoleold-town

Lucile's Creole Cafe

Updated

A Fort Collins breakfast institution that has been serving New Orleans style Creole food since 1980. Beignets, eggs Sardou, and chicory coffee in an old house near Old Town. Expect a wait on weekend mornings.

Approx. price

$$

Known for

Beignets and the eggs Sardou

Why it matters

A long line out front on a Saturday is normal, so a weekday visit is easier on the patience.

Where to eat

Silver Grill Cafe

Where to eatbreakfastdinerold-town

The Silver Grill Cafe

Updated

The oldest restaurant in Northern Colorado, in Old Town since 1912. Famous for enormous cinnamon rolls and a classic American breakfast. The kind of diner where the regulars have a usual table.

Approx. price

$$

Known for

The cinnamon rolls

Why it matters

Mornings fill up fast, so going early or mid-week makes for a calmer meal.

Where to eat

The Mayor of Old Town

Where to eatbeer-hallcasual-dinnercraft-beer

The Mayor of Old Town

Updated

A big, friendly beer hall on South Mason with one of the largest tap lists in town and a full food menu. Wedge salads, burgers, and shareable plates. Good for a casual dinner with a group.

Approx. price

$$

Known for

Beer hall wedge salad and a flight from the tap list

Why it matters

The huge beer list is the draw, and the kitchen stays open later than most.

Where to eat

Blue Agave Grill

Where to eatmexicansouthwesternpatio

Blue Agave Grill

Updated

An Old Town Mexican and Southwestern spot with a long margarita list and a patio. Coconut shrimp salad, enchiladas, and tacos. A reliable sit-down dinner right downtown.

Approx. price

$$

Known for

Enchiladas and a house margarita

Why it matters

The patio is the prize on a warm evening, so it goes first.

Pickleball and rec

Pickleball in Fort Collins

Where to play, drop in, and meet people. Court times, fees, and how busy it gets.

5 current items
Pickleball and rec

Fort Collins Pickleball Club

Pickleball and recclubopen-playsocial

Fort Collins Pickleball Club

Updated

A local club that runs organized open play across several parks, including Twin Silo, City Park, Spring Canyon, Troutman, and Westfield. A friendly way to meet other players and learn the rotation. Schedule is posted on their site.

Why it matters

They post open-play days by park, so the schedule is the thing to check before heading out.

Senior help and discounts

Help and discounts for Fort Collins seniors

Programs, classes, free city services, seasonal help, and useful local deals.

1 current item
Senior help and discounts

Fort Collins Senior Center

Senior help and discountssenior-centerfitnessclasses

Fort Collins Senior Center

Updated

A city-run center built around adults 50 and up, with a pool, fitness classes, trips, cards, and a long list of clubs. It is nationally accredited and open seven days a week. A natural first stop for meeting people after a move.

Why it matters

Many programs ask you to register ahead, so a look at the activity schedule comes first.

What’s coming up

What’s coming up in Fort Collins

Local events worth putting on the calendar. Check the host page for dates and parking before you go.

8 current items
What’s coming up

Live at The Gardens concerts

Thursdays, June to July

6 p.m.

What’s coming upconcertssummeroutdoor

Live at The Gardens concerts

When

Thursdays, June to July6 p.m.

A summer concert series on the lawn at the Gardens on Spring Creek, with a mix of national and family acts. Bring a blanket and a picnic. A relaxed evening among the flowers.

Why it matters

These shows sell tickets and can fill up, so the lineup is worth a look early in summer.

What’s coming up

City of Fort Collins event calendar

Year round

What’s coming upcalendarcity-runyear-round

City of Fort Collins event calendar

When

Year round

The city's own calendar lists arts, recreation, and outdoor programs across the year, beyond the big festivals. A practical place to plan a week. Updated by the city departments that run the programs.

Why it matters

It catches the smaller city-run programs that the festival roundups miss.

What’s coming up

Larimer County Farmers' Market

Saturdays, mid-May to end of October

mornings

What’s coming upfarmers-marketsaturdaylocal-produce

Larimer County Farmers' Market

When

Saturdays, mid-May to end of Octobermornings

The county farmers market runs Saturday mornings from mid-May through the end of October, with local produce, meat, bread, and flowers. A weekly ritual for a lot of households here. Easy walking from Old Town.

Why it matters

It runs May 16 to October 31 in 2026, so the season is worth marking before you arrive.

What’s coming up

Bohemian Nights Thursday Night Live

Thursdays through the summer

evenings

What’s coming upfree-musicthursdayold-town

Bohemian Nights Thursday Night Live

When

Thursdays through the summerevenings

Free Thursday evening concerts on the outdoor stage in Old Town Square, put on by the Bohemian Foundation through the summer. All local and regional bands. The square fills with lawn chairs and families.

Why it matters

It is free and weekly, so it is an easy way to learn the local music scene without a ticket.

What’s coming up

Great Plates of Downtown

Two weeks in early March

What’s coming updining-eventdowntownspring

Great Plates of Downtown

When

Two weeks in early March

A two-week dining event each spring where downtown restaurants offer special menus, often with a portion going to a local cause. A good excuse to try several Old Town kitchens. Runs in early March.

Why it matters

It ran March 1 to 14 in 2026, so it is a cold-weather event rather than a summer one.

What’s coming up

First Friday Art Walk

First Friday each month

evenings

What’s coming upart-walkmonthlydowntown

First Friday Art Walk

When

First Friday each monthevenings

On the first Friday of each month, downtown galleries and shops stay open late for a self-guided art walk. A companion Foodie Walk does the same with tastings. An easy way to wander Old Town after dark.

Why it matters

It happens monthly year-round, so it is a reliable date even in the off-season.

What’s coming up

Summer Concert Series at Boardwalk Park

Thursdays, June 4 to August 6, 2026

6:30 p.m. to 8:30 p.m.

What’s coming upfree-musicconcertswindsor

Summer Concert Series at Boardwalk Park

When

Thursdays, June 4 to August 6, 20266:30 p.m. to 8:30 p.m.

A free Thursday evening concert series at Boardwalk Park in neighboring Windsor, just southeast of Fort Collins. Cover bands and local acts by the lake. A popular short drive for a summer night out.

Why it matters

It is in Windsor, not Fort Collins proper, so it is worth testing the drive on an ordinary evening.

Worth knowing

Worth knowing about the area

City services, neighborhood updates, seasonal notes, and the everyday details that matter.

1 current item
Worth knowing

City of Fort Collins

Worth knowingweathersnowaltitude

What winter is really like here

Updated

Fort Collins sits at about 5,000 feet against the foothills, with a city that runs over 114 miles of trails and its own utilities. Winters bring cold snaps and snow, though sunny days melt it fast. Summer afternoons can swing into thunderstorms.

Why it matters

Snow and altitude shape daily life here, so it is worth seeing a place in January, not just July.

City decisions

City decisions to watch

Council agendas, hearings, and public meetings that can change access, housing, services, or costs.

1 current item
City decisions

Larimer County property tax

City decisionsproperty-taxlarimer-countyassessment

How property taxes work here

Updated

In Larimer County your tax comes from the assessor's value times a state assessment rate times the combined mill levies where you live. Homes are reappraised every two years in odd-numbered years. The county lays out the math on its site.

Why it matters

Reappraisal every two years can move your bill, so the assessor's own page is the place to check the numbers.

Health and Medicare

Health and Medicare

Care, Medicare counseling, caregiver help, transportation, and the local senior support to line up.

2 current items
Health and Medicare

Colorado SHIP Medicare counseling

Health and Medicaremedicareshipcounseling

Free Medicare help in Colorado

Updated

Colorado's SHIP program offers free, unbiased one-on-one Medicare counseling through the state Division of Insurance. Counselors help compare plans and sort out coverage without selling anything. You can reach them by phone or find a local counselor.

Why it matters

The counseling is free and not tied to any insurer, so it is a neutral place to start with Medicare questions.

Health and Medicare

UCHealth Poudre Valley Hospital

Health and Medicarehospitalemergencyuchealth

UCHealth Poudre Valley Hospital

Updated

The main hospital in town is UCHealth Poudre Valley, a 270-bed regional center on South Lemay with a 24/7 emergency room and a trauma center. Banner Health also runs a hospital on the Harmony Road side of town. Both anchor local care.

Why it matters

Knowing which system your doctors take saves a scramble later, so it is worth sorting before you move.

Upcoming events in Fort Collins

See all events

Music & concerts

JUL18

Evening

The Gardens on Spring Creek · Fort Collins, CO

Music & concerts

Live at The Gardens: The Okee Dokee Brothers

The Gardens on Spring Creek

You can enjoy the Grammy-winning Okee Dokee Brothers play acoustic Americana in the gardens.

Music

Music & concerts

JUL18

Evening

Aggie Theatre · Fort Collins, CO

Music & concerts

Rumours: A Fleetwood Mac Tribute

Aggie Theatre

You can hear the whole Rumours-era Fleetwood Mac songbook performed by this tribute band.

MusicIndoors

Music & concerts

JUL19

8 PM

Mishawaka Amphitheatre · Fort Collins, CO

Music & concerts

Lucero

Mishawaka Amphitheatre

Music

Music & concerts

JUL19

8 PM

Mishawaka Amphitheatre · Fort Collins, CO

Music & concerts

Lucero

Mishawaka Amphitheatre

Music

Music & concerts

JUL24

Evening

Washington's · Fort Collins, CO

Music & concerts

The Old 97's

Washington's

You can catch alt-country veterans The Old 97's live at Washington's.

Music

Music & concerts

JUL25

Evening

The Gardens on Spring Creek · Fort Collins, CO

Music & concerts

Live at The Gardens: Beach Boy Al Jardine & The Pet Sounds Band

The Gardens on Spring Creek

You can hear Rock and Roll Hall of Famer and Beach Boys co-founder Al Jardine sing the California Sound under the open sky.

MusicOutdoors

What people ask before retiring in Fort Collins

Short answers to the questions most people ask first. The full source trail sits in the guide above and the sources panel below.

Is Fort Collins, CO a good place to retire?

Plenty of people do retire here, so it is a real option worth a look. What matters is whether the home costs, the health and senior support, the things to do, and the family side all fit your life. Not just how it ranks on a list somewhere.

Source: Fort Collins Recreation
What costs should you check before moving to Fort Collins?

Price the month, not the postcard. Keep separate lines for home, property taxes, insurance, utilities, getting around, health, and everyday spending. A low-tax headline can quietly hide a high insurance bill, or the other way around.

Source: City of Fort Collins
Where do you find things to do in Fort Collins?

Start with parks and rec, the local event calendar, the visitor bureau, the senior center, and the restaurants people actually go to. The real question is whether they are close enough, and happen often enough, that you would use them all year. Not just visit once.

Source: Fort Collins Recreation
What health and senior support matters in Fort Collins?

Look at Medicare counseling, the nearby hospitals, pharmacies, ways to get around, caregiver help, and one emergency contact. These can decide whether the move works, even when the rest of life looks great on paper.

Source: City of Fort Collins
What should your family ask before you move to Fort Collins?

Talk through driving, airport access, local services, who to call in an emergency, care backup, home upkeep, and how often someone would be needed. The point is to see the move as a real support plan, not just a nice address.

Source: City of Fort Collins

A quick read on the life you would actually live.

Fort Collins scored across eight things that decide whether a move feels good: monthly affordability, home costs, restaurants and outings, activities, parks, health and senior support, weather, and getting around. The full numbers are below.

Fort Collins Retirement Life Score

74

Workable, verify carefully / 65-74

Support is the strongest daily-life fit. Home costs is the piece to verify before treating the move as settled.

A city has useful strengths, but the guide is showing meaningful cost, access, weather, or evidence gaps.

Strongest fit: Health & support access

Verify first: Home, taxes & insurance

Everyday affordability

Counts a lot

68/100

How the ordinary monthly life could feel once taxes, insurance, fees, utilities, meals, and errands are in view.

What’s good: Lower-tax signals, visible discounts or free programs, ordinary-cost dining and errands, and practical transportation backup.

What to check: High housing pressure, insurance or storm costs, HOA or assessment friction, resort pricing, and thin cost evidence.

Price the month, not the postcard.

How this factor is scored

Signals checked: Old Town Square · Watch: City of Fort Collins

Evidence weighed: Tax, housing, insurance, senior-service, transportation, and local deal sources.

Weight in the total: High weight

Home, taxes & insurance

Counts a lot

42/100

Property taxes, assessments, homeowners insurance, storm exposure, maintenance, and local housing friction.

What’s good: Clear assessor or property-appraiser sources, homestead or senior relief signals, and plain-language housing-cost context.

What to check: Coastal or wildfire exposure, insurance pressure, high home prices, amenity fees, HOA or district assessments, and missing local tax sources.

Separate the house from the lifestyle.

How this factor is scored

Signals checked: What winter is really like here · Watch: Larimer County Assessor

Evidence weighed: County assessor, property appraiser, tax collector, insurance, emergency management, and housing sources.

Weight in the total: High weight

Restaurants & outings

80/100

Restaurants, coffee, arts, downtown meals, family visits, and low-friction places to go without over-planning.

What’s good: Specific restaurants, coffee shops, arts districts, downtown routines, visitor-hosting ideas, and source links that feel repeatable.

What to check: Only generic visitor copy, heavy seasonal crowds, hard parking, expensive dining signals, or no specific local outing ideas.

Look for repeatable evenings, not only famous spots.

How this factor is scored

Signals checked: Lucile's Creole Cafe · Watch: Fort Collins Recreation

Evidence weighed: Restaurant sites, tourism boards, chambers, downtown groups, event venues, and local dining guides.

Weight in the total: Supporting weight

Activities & social calendar

86/100

Events, clubs, classes, pickleball, senior programs, volunteer options, and the weekly social rhythm.

What’s good: Dated events, parks and rec classes, senior-center programming, clubs, pickleball options, volunteer leads, and repeatable weekly activities.

What to check: Undated or stale calendars, few senior-friendly programs, heat or traffic timing issues, and no clear way to register or show up.

Make sure the week has more than errands.

How this factor is scored

Signals checked: The Silver Grill Cafe · Watch: City of Fort Collins

Evidence weighed: City calendars, recreation departments, senior centers, libraries, clubs, parks districts, and community event pages.

Weight in the total: Core weight

Parks & outdoor life

77/100

Parks, trails, beaches, gardens, preserves, water access, golf, and everyday outdoor routines.

What’s good: Specific parks, trails, beaches, gardens, water access, golf, outdoor classes, and low-friction places to be outside often.

What to check: Extreme heat, smoke, flooding, storm seasons, winter driving, crowding, parking friction, or thin park-level detail.

Check whether outdoor life works in the season you will actually live there.

How this factor is scored

Signals checked: Gardens on Spring Creek · Watch: City of Fort Collins

Evidence weighed: Parks departments, park districts, conservancies, recreation sources, tourism sources, and trail or beach authorities.

Weight in the total: Supporting weight

Health & support access

Counts a lot

91/100

Medicare help, aging agencies, caregiver backup, transportation support, pharmacies, and local service depth.

What’s good: Area Agency on Aging, SHIP or SHINE counseling, senior services, caregiver support, transportation help, and credible health-resource depth.

What to check: Weak care-radius evidence, no benefits counseling source, unclear transportation backup, or hints that specialist access requires long drives.

Do not let a fun town hide a weak care radius.

How this factor is scored

Signals checked: Zero Zero Two pickleball club · Watch: City of Fort Collins

Evidence weighed: Area Agencies on Aging, county health and human services, senior services, Medicare counseling, transit, and hospital or clinic sources.

Weight in the total: High weight

Weather comfort

67/100

Heat, storms, flooding, smoke, winter, seasonal swings, and how much resilience planning the move demands.

What’s good: Evidence that outdoor life works in ordinary seasons, plus clear planning sources for heat, storms, winter, smoke, or emergency readiness.

What to check: Sustained heat, hurricane or flood exposure, wildfire or smoke risk, winter driving, evacuation complexity, and missing resilience sources.

Plan the hard season, not the best week.

How this factor is scored

Signals checked: Gardens on Spring Creek · Watch: Larimer County Assessor · 52F annual average, 237 sunny days

Evidence weighed: Emergency management, weather-resilience, utility, health, parks, insurance, and local government sources.

Weight in the total: Core weight

Getting around & family visits

73/100

Driving, parking, airport access, golf-cart life, visitor logistics, medical trips, and family backup.

What’s good: Airport or transit access, shuttle or senior transportation, walkable routines, golf-cart usefulness, and simple family-visit logistics.

What to check: Traffic, parking scarcity, seasonal congestion, night-driving issues, long medical trips, or no car-light backup.

Test the drive on an ordinary Tuesday.

How this factor is scored

Signals checked: Old Town Square · Watch: City of Fort Collins

Evidence weighed: Transit agencies, airports, city transportation pages, senior services, tourism access pages, and guide items with location detail.

Weight in the total: Supporting weight

Sources for Fort Collins

A mix of city pages, community calendars, senior services, council agendas, official tourism, restaurant sites, and registration pages. Every claim above links to where it came from.

See the 32 sources behind this guideEvery claim above links to where it came from.Show

official / weekly

City of Fort Collins

The city site for resident services, departments, and utilities.

official / weekly

Fort Collins Recreation

Where the city lists rec facilities, classes, and programs.

institutional / weekly

Visit Fort Collins

Good for events, restaurants, and what is going on downtown.

official / weekly

Larimer County Assessor

Look up a property and its assessment before you commit to a number.

official / weekly

Larimer County Office on Aging

County help for older adults and caregivers, including local support services.

official / weekly

Transfort

The local transit system, useful as a backup for when you would rather not drive.

community / weekly

Lucile's Creole Cafe

Lucile's Restaurant history page, established 1980 in Fort Collins.

community / weekly

Silver Grill Cafe

Silver Grill Cafe history page, Old Town breakfast spot dating to 1912.

community / weekly

The Mayor of Old Town

The Mayor of Old Town craft beer hall, 632 S. Mason St, food menu listed.

community / weekly

Blue Agave Grill

Blue Agave Grill Old Town food menu with prices.

official / weekly

Gardens on Spring Creek

City-run botanic garden, 12 acres plus Butterfly House.

institutional / weekly

Horsetooth Reservoir trails

Tripadvisor parks and nature listing; Horsetooth Reservoir hiking and overlooks.

institutional / weekly

Fort Collins Museum of Discovery

Fort Collins Museum of Discovery official site.

institutional / weekly

Old Town Square

Downtown Fort Collins / Old Town hub for shops, dining, and events.

official / weekly

City Park pickleball courts

City of Fort Collins City Park page; four lighted pickleball courts off Oak Street.

official / weekly

Twin Silo Park pickleball courts

City of Fort Collins Twin Silo Park page; four permanent pickleball courts off Kechter Road.

community / weekly

Zero Zero Two pickleball club

Zero Zero Two club site; 11 indoor and 6 outdoor courts.

community / weekly

The Picklr Fort Collins

The Picklr indoor pickleball location page for Fort Collins.

community / weekly

Fort Collins Pickleball Club

Fort Collins Pickleball Club play page listing popular court locations.

official / weekly

Fort Collins Senior Center

City venue page; programming specializes in adults 50 and older, NCOA accredited.

institutional / weekly

Larimer County Farmers' Market

Visit Fort Collins event listing; market runs May 16 to Oct 31, 2026.

community / weekly

Tour de Fat

New Belgium Brewing Tour de Fat event page; costumed bike parade and party.

official / weekly

Live at The Gardens concerts

City Gardens on Spring Creek summer concert lineup.

institutional / weekly

Bohemian Nights Thursday Night Live

Bohemian Foundation music program; free outdoor shows in Old Town Square.

local-media / weekly

Summer Concert Series at Boardwalk Park

Coloradoan 2026 summer concert guide listing the Boardwalk Park series.

institutional / weekly

Great Plates of Downtown

Visit Fort Collins events story; Great Plates of Downtown March 1 to 14, 2026.

institutional / weekly

First Friday Art Walk

Visit Fort Collins Old Town page describing First Friday Art Walk and Foodie Walk.

official / weekly

City of Fort Collins event calendar

Official City of Fort Collins event calendar.

official / weekly

City of Fort Collins

City trails page; over 114 miles of unpaved trail noted.

official / weekly

Larimer County property tax

Larimer County page on how property tax is calculated via mill levy and assessed value.

institutional / weekly

UCHealth Poudre Valley Hospital

UCHealth Poudre Valley Hospital location page; 270-bed regional hospital.

official / weekly

Colorado SHIP Medicare counseling

Colorado Division of Insurance SHIP page; free, unbiased Medicare counseling.

What there is to do here, with the sources.

The things people retire for, in Fort Collins. Each links to the full activity guide and the states that fit it.

Pickleball & tennis

City Park at 1500 W Mulberry St has four permanent, lighted, free-to-use outdoor pickleball courts near the north tennis courts off Oak Street; courts can also be reserved through Lewis Tennis for a fee. Additional public pickleball courts are available at other city parks and recreation centers, with the Fort Collins pickleball community organizing drop-in sessions and leagues throughout the season.

City of Fort Collins -- City Park
Social & community

Larimer County's Area Agency on Aging coordinates senior services including meals, transportation, caregiver support, and the SHIIP Medicare counseling program for residents across Fort Collins and the surrounding county. The City of Fort Collins operates four recreation centers with senior programming, and senior-specific fitness memberships are available at reduced rates for residents age 60 and older.

Colorado Department of Human Services -- Area Agencies on Aging
Arts & culture

The Lincoln Center (417 W Magnolia St), Fort Collins' performing arts hub managed by the city, presents touring theater, dance, music, and comedy in a 1,180-seat Concert Hall and smaller Magnolia Theatre; the Center for Creativity at the Historic Carnegie Library adds visual arts gallery and classroom space for exhibitions and workshops. The Fort Collins Museum of Discovery combines natural history, science, and hands-on exhibits for a broad cultural offering.

City of Fort Collins -- Arts and Culture
Fishing

Sheldon Lake within City Park at 1500 W Mulberry St is stocked and noted by the city as a popular community fishing spot accessible from the park's trail system. The Cache la Poudre River, a federally designated Wild and Scenic River running northwest of the city, is an acclaimed trout fishery; licensed outfitters including Northern Colorado Fishing Outfitters and Liarflies guide fly-fishing trips in the canyon.

$44.87/yrEst.

Published local price

Colorado resident adult annual fishing license (ages 18-63); senior (64+) annual $12.96; youth under 16 fish free; habitat stamp ($12.76) required separately; valid March 1 through March 31 of following year

cpw.state.co.us · as of 2025-2026
City of Fort Collins -- City Park
Hiking & trails

Fort Collins maintains 280-plus miles of paved and unpaved trails connecting 50 city parks, with popular routes along Spring Creek Trail, Poudre River Trail, and through Horsetooth Mountain Open Space just west of town. The Cache la Poudre Canyon and Rocky Mountain National Park are within an hour's drive, providing backcountry hiking options at higher elevations for those seeking more challenging terrain.

$29/yrEst.

Published local price

Colorado state parks annual individual pass (non-vehicle entry by foot, bike, etc.); Keep Colorado Wild vehicle pass also $29/yr (included in DMV registration for CO residents); daily vehicle pass $4-$17 depending on park; senior (64+) Aspen Leaf Pass $70/yr

cpw.state.co.us · as of 2025-2026
Visit Fort Collins -- Outdoor Adventures
Boating & water

Horsetooth Reservoir (west of Fort Collins via Taft Hill Rd) is a 6.5-mile-long Front Range reservoir open to motorized boating, sailing, kayaking, and stand-up paddleboarding; the Colorado Parks and Wildlife facility has multiple launch ramps and a marina. The Cache la Poudre River supports whitewater kayaking and rafting with outfitters like Rocky Mountain Adventures and Mountain Whitewater operating commercial trips through Poudre Canyon.

$36.26/yrEst.

Published local price

Colorado resident annual vessel registration: under 20 ft $36.25, 20-30 ft $46.25, 30 ft or longer $76.25 (includes $1.25 search-and-rescue surcharge, excludes $25 Aquatic Nuisance Species stamp); ANS stamp required separately

cpw.state.co.us · as of 2026
Visit Fort Collins -- Outdoor Adventures
Golf

Fort Collins has three public golf courses, including City Park Nine (a 9-hole par-36 course at 1500 W Mulberry St inside City Park) and Collindale Golf Course, an 18-hole municipal course on Collindale Ave managed by the city's parks department. Tee times for City Park Nine can be booked through the city's parks website, with senior and junior discount programs offered seasonally.

City of Fort Collins -- City Park
Gardening

The Gardens on Spring Creek (2145 Centre Ave) is Fort Collins' 12-acre botanic garden managed by the city's Arts and Culture Department, offering twelve curated garden areas, a Butterfly House, classes, summer concerts, and community gardening programs. Colorado State University Extension in Larimer County coordinates the Master Gardener volunteer program with demonstration plots and a help desk for local gardeners.

City of Fort Collins -- Arts and Culture

Golf near Fort Collins

Courses around Fort Collins worth a round, with how to book each one.

Collindale Golf Course in Fort Collins, Colorado
Municipal18 holesModerate
Par
71
Back tees
7,157 yds
Round
~4h
Collindale Golf Course

Long championship muni on 160 acres with tree-lined fairways · Frank Hummel

A long, well-kept city course in southeast Fort Collins that has hosted plenty of local championships. You get championship length with rates that stay reasonable for a regular round.

Opened 1971 · $$ · Slope 133

SouthRidge Golf Club in Fort Collins, Colorado
Municipal18 holesModerate
Par
71
Back tees
6,690 yds
Round
~4h
SouthRidge Golf Club

Rolling southeast-side layout that finishes on a par 3 · Frank Hummel

A friendly 18 on the south side of town with a little roll to it and good mountain views. The rates stay easy and it is an approachable walk-and-play for most days.

Opened 1985 · $$ · Slope 124

City Park Nine Golf Course in Fort Collins, Colorado
Municipal9 holesModerate
Par
36
Back tees
3,335 yds
Round
~2h
City Park Nine Golf Course

In-town nine with mature trees and small, defended greens

A classic nine-hole muni right in town next to historic City Park, often called the best nine in the state. Mature trees and small greens reward keeping it in the fairway, and the rates stay friendly.

Opened 1940 · $ · Slope 123

Harmony Club in Fort Collins, Colorado
Members only18 holesDemanding
Par
72
Back tees
7,331 yds
Round
~4h
Harmony Club

Bold Jim Engh design with elevated greens and native terrain · Jim Engh

A private Jim Engh design just east in Timnath, full of his trademark bold shaping, elevated greens, and risk-reward holes. If you can get on through a member, it is the standout course in the area.

Opened 2007 · $$$$ · Slope 144

Mariana Butte Golf Course in Fort Collins, Colorado
Municipal18 holesModerate
Par
72
Back tees
6,604 yds
Round
~4h
On foot
Walkable
Mariana Butte Golf Course

Red rock buttes and the Big Thompson River frame the holes · Richard M. Phelps

A scenic public course about fifteen minutes south in Loveland, set against red rock buttes and the Big Thompson River. Walking is welcome, and it is many locals' favorite day trip for the views.

Opened 1992 · $$$ · Slope 130

The Olde Course at Loveland in Fort Collins, Colorado
Municipal18 holesModerate
Par
72
Back tees
6,806 yds
Round
~4h
On foot
Walkable
The Olde Course at Loveland

Mature parkland layout with ponds and an island green at 14 · Henry B. Hughes

A mature parkland course a short drive south in Loveland, with tall trees, several ponds, and an island green on the 14th. Walking is allowed and the rates stay comfortable for a regular round.

Opened 1960 · $$ · Slope 125