Local Guide
The first things to know about San Francisco.
A quick read before you go deeper. Everyday life, eating out, staying social, and the planning piece worth watching. Each one links to a source.
Everyday life
The de Young Museum and Cal Academy
Two world-class museums steps apart make an easy, weatherproof day out.
Source: Golden Gate Park Points of Interest (SF Rec & Park)
Eating out and guests
Tadich Grill in the Financial District
A place this old has fed the city through earthquakes and booms, and it still does the classics right.
Source: Tadich Grill
Staying social
Hamilton Rec Center indoor courts
Indoor courts matter in a city where summer mornings can be cold and gray.
Source: Pickleball Court Directory (SF Rec & Park)
Worth watching
City services and SF311
Knowing the one official front door saves a lot of phone-tree frustration.
Source: City and County of San Francisco (SF.gov)
Move tools
Thinking about moving to San Francisco? Run the rough math first.
Use these quick checks to test San Francisco as a retirement move. They are not the full map; they help you decide what deserves a deeper look.
Move math
Compare your state to CA
Tests everyday cost level, broad state tax, property tax, and one-time move setup.
Run move checkMortgage
Test the payment or refi
Compare a current mortgage against a new rate, closing costs, and break-even timing.
Open mortgage checkWeather fit
Mild most of the year
San Francisco has a weather profile that can support outdoor routines without making the best week the whole story.
Avg
63°
Sun
255
Rain
52
Snow
1
Things to do
Things to do in San Francisco
Parks, trails, classes, and easy outings for an ordinary week.
Golden Gate Park Points of Interest (SF Rec & Park)
The de Young Museum and Cal Academy
In the middle of Golden Gate Park, the de Young art museum and the California Academy of Sciences face each other across a plaza. The de Young's free observation tower gives you a wide view over the park and the city.
Why it matters
Two world-class museums steps apart make an easy, weatherproof day out.
SF.gov Perfect Day Along the Northern Waterfront
A walk along the northern waterfront
Stroll the Embarcadero past public art like Cupid's Span at Rincon Park, with the bay on one side and the city on the other. It is flat, open, and an easy way to get your steps in by the water.
Why it matters
A level, scenic walk is hard to find in a city this hilly, and this one delivers.
Gardens of Golden Gate Park
The gardens of Golden Gate Park
Three gardens sit close together here: the glass Conservatory of Flowers, the Japanese Tea Garden, and the 55-acre Botanical Garden. They open daily at 9am, and a slow morning loop is one of the city's great quiet pleasures.
Why it matters
You can spend a calm half-day surrounded by plants without ever leaving the city.
Ferry Building Marketplace
The Ferry Building on the Embarcadero
This historic hall on the waterfront is packed with food stalls, a cheese shop, oyster bar, and bakeries. Wander the building, then walk out along the bay with the Bay Bridge lit up overhead.
Why it matters
It is a food lover's stop and a waterfront stroll rolled into one spot.
24 Things to Do in San Francisco
Coit Tower and the cable cars
Ride a cable car up the hills, then climb to Coit Tower on Telegraph Hill for murals inside and a sweeping view of the bay. It is touristy, and it is also genuinely worth doing.
Why it matters
These are the postcard sights, and they hold up when you actually go.
Where to eat
Where to eat
Local spots for an easy dinner or a visit from family. Rough prices included.
Tadich Grill
Tadich Grill in the Financial District
This is one of the oldest restaurants in California, and walking in feels like stepping into old San Francisco. Sit at the long counter, order the cioppino, and let the white-jacketed waiters take care of you.
Approx. price
$$$
Known for
Cioppino
Why it matters
A place this old has fed the city through earthquakes and booms, and it still does the classics right.
Swan Oyster Depot
Swan Oyster Depot on Polk Street
There are only about 18 stools at this marble counter that has been open since 1912. You wait in line, you eat oysters and crab and clam chowder, and you understand why people keep coming back.
Approx. price
$$
Known for
Fresh oysters and crab
Why it matters
It is a working seafood counter, not a fancy room, and that is exactly the charm.
Tartine Bakery
Tartine Bakery in the Mission
The croissants here are the kind people dream about, shattering and flaky outside with soft layers inside. Grab a morning bun and a coffee and eat it on a bench in the sun.
Approx. price
$
Known for
Morning bun and croissants
Why it matters
A simple, affordable treat that shows off what San Francisco baking does best.
House of Prime Rib
House of Prime Rib on Van Ness
One thing on the menu done very well: prime rib, carved tableside from a silver cart, with creamed spinach and a spinning salad bowl. Book well ahead because the tables fill months out.
Approx. price
$$$
Known for
Prime rib carved tableside
Why it matters
It is a warm, old-school dinner out that feels like a special occasion every time.
Kokkari Estiatorio
Kokkari Estiatorio near Jackson Square
Greek food in a warm room with a fireplace and a rotisserie. The lamb and the grilled fish are the move, and the whole place feels like a long, happy dinner with friends.
Approx. price
$$$
Known for
Lamb and grilled fish
Why it matters
It lands on the city's most-iconic lists year after year for good reason.
Nopa
Nopa in the NoPa neighborhood
A lively California restaurant in a converted bank building, known for wood-fired cooking and a kitchen that stays open late. The rotisserie chicken and the vegetable plates are favorites.
Approx. price
$$$
Known for
Wood-fired rotisserie chicken
Why it matters
It has been a neighborhood gathering spot for years and still draws a crowd.
Pickleball and rec
Pickleball in San Francisco
Where to play, drop in, and meet people. Court times, fees, and how busy it gets.
Pickleball Court Directory (SF Rec & Park)
Hamilton Rec Center indoor courts
When the fog rolls in, Hamilton Rec Center has three indoor pickleball courts in its gym with dedicated hours by season. Check the city's court directory for the current schedule before heading over.
Why it matters
Indoor courts matter in a city where summer mornings can be cold and gray.
Where to Play Pickleball in San Francisco (2026 Edit)
Goldman Tennis Center in Golden Gate Park
The Lisa and Douglas Goldman Tennis Center has five clean, dedicated pickleball courts after a big renovation. It is so nice that play is by reservation, so book ahead before you go.
Why it matters
These are the best-kept dedicated courts in the city, which is why they need a booking.
San Francisco Pickleball Community Locations
Louis Sutter Playground courts
Sutter Playground is a permanent pickleball facility where walk-on play is always available, no reservation needed. It is the easy choice when you just want to show up and get a game in.
Why it matters
Drop-in courts with no booking are exactly what casual players want.
Best Pickleball Courts in San Francisco 2026 Guide
Pickleball courts at East Cut Crossing
These courts near the East Cut and SOMA are the most central option if you are downtown. Locals point newcomers here as the closest place to play in that part of the city.
Why it matters
Being downtown means you can fit a game in without a long trip across town.
Best Pickleball Courts in San Francisco 2026 Guide
Bay Padel in Dogpatch
Bay Padel in the Dogpatch neighborhood is a dedicated racquet venue that shows up on the city's court guides. It is a good bet if you want a more club-style spot rather than a public park.
Why it matters
A dedicated venue gives you a reliable place to play when the parks are full.
Senior help and discounts
Help and discounts for San Francisco seniors
Programs, classes, free city services, seasonal help, and useful local deals.
California Dept of Aging, San Francisco County Services
San Francisco services for older adults
The state's county page lists San Francisco's senior programs in one place, from meals to legal help to activity centers. It is a handy starting point if you are helping a parent figure out what is available.
Why it matters
Having the official county list saves you from guessing which program does what.
SF Aging & Disability Resource Centers (SFHSA)
Aging and Disability Resource Centers
The city runs these centers as a front door for older adults, with referrals for caregiver support, in-home care, and case management. The Area Agency on Aging is at 2 Gough Street, and you can reach it at 415-355-3555.
Why it matters
One phone call points you to most of the senior services the city offers.
What’s coming up
What’s coming up in San Francisco
Local events worth putting on the calendar. Check the host page for dates and parking before you go.
San Francisco Chinese New Year Parade 2026
Saturday, March 7, 2026
5:00 p.m.
Chinese New Year Parade
When
This is the largest Lunar New Year celebration outside Asia, with taiko drums, dragons, and floats winding through downtown after dark. Bundle up and find a curb spot early.
Why it matters
A nighttime parade this big is a only-in-San-Francisco kind of evening.
SF Cherry Blossom Festival & Parade 2026
April 11 to 19, 2026 (parade April 19)
Parade 1 to 3 p.m.
Cherry Blossom Festival in Japantown
When
Two weekends of Japanese food, crafts, music, and dance fill Japantown each spring. The Grand Parade closes it out on the final Sunday from 1 to 3pm.
Why it matters
It is one of the city's warmest cultural traditions and a great reason to explore Japantown.
Union Street Festival 2026
June 6 to 7, 2026
11 a.m. to 7 p.m.
Union Street Festival in Cow Hollow
When
Union Street closes to cars for a weekend of local food, art, and live music in the Cow Hollow neighborhood. It is an easy, low-key way to spend a June afternoon.
Why it matters
Neighborhood street fairs like this are how you meet the city block by block.
Stern Grove Festival 2026
Sundays, June 14 to August 16, 2026
Stern Grove Festival free concerts
When
Every Sunday all summer, free concerts play among the eucalyptus and redwoods at Sigmund Stern Grove. The 2026 run goes June 14 through August 16, so bring a blanket and a picnic.
Why it matters
Free, top-tier live music in a redwood grove is one of the city's best summer rituals.
North Beach Festival 2026
June 20 to 21, 2026
11 a.m. to 7 p.m.
North Beach Festival
When
The historic North Beach neighborhood throws a big street festival on Father's Day weekend with art, music, and Italian food. It runs both days from 11am to 7pm.
Why it matters
North Beach is the old Italian heart of the city, and this is its best weekend.
San Francisco Pride 2026
June 27 to 28, 2026 (parade June 28)
Parade 10:30 a.m.
San Francisco Pride
When
Two days of celebration take over Civic Center, and the parade marches up Market Street on Sunday morning. It is one of the biggest, most joyful gatherings the city holds all year.
Why it matters
Pride weekend brings the whole city out and is a sight worth seeing once.
Fillmore Jazz Festival 2026
July 4 to 5, 2026
Fillmore Jazz Festival
When
Over the July 4 weekend, the Fillmore district closes its street for free live jazz from more than 30 acts. It is the largest free jazz festival on the West Coast.
Why it matters
Free jazz in a historic music neighborhood is an easy yes for a summer afternoon.
Outside Lands Music Festival 2026
August 7 to 9, 2026
Outside Lands in Golden Gate Park
When
This three-day music festival fills Golden Gate Park with big-name acts, food, and wine each August. It is a ticketed event and a major draw for the whole region.
Why it matters
It is the city's marquee music weekend, so plan around the crowds if you live nearby.
Hardly Strictly Bluegrass 2026
October 2 to 4, 2026
Hardly Strictly Bluegrass
When
A free three-day music festival spreads across Golden Gate Park each October with dozens of acts on multiple stages. It costs nothing to attend, a gift from its late founder.
Why it matters
A free festival of this size is rare, and it is a beloved fall tradition here.
Ferry Plaza Farmers Market (Foodwise)
Saturdays 8 a.m. to 2 p.m.; Tuesday and Thursday 10 a.m. to 2 p.m., year round
Ferry Plaza Farmers Market
When
At the Ferry Building, the farmers market runs year round with the big day on Saturday from 8am to 2pm, plus Tuesday and Thursday from 10am to 2pm. Local growers, bakers, and prepared food fill the plaza.
Why it matters
A year-round market on the water gives your week a reliable, fresh anchor.
Worth knowing
Worth knowing about the area
City services, neighborhood updates, seasonal notes, and the everyday details that matter.
City and County of San Francisco (SF.gov)
City services and SF311
The city portal at SF.gov is where you handle permits, find services, and report potholes or street issues through SF311. It is the first place to look when you need something from the city.
Why it matters
Knowing the one official front door saves a lot of phone-tree frustration.
24 Things to Do in San Francisco
Plan around the summer fog
San Francisco's summers are famously cool and gray, especially out west near the ocean where the fog locals call Karl can sit all day. The warmest, clearest months are often September and October, so pack layers and pick your neighborhood with weather in mind.
Why it matters
Where you live changes your weather a lot here, sunny Mission or foggy Sunset.
City decisions
City decisions to watch
Council agendas, hearings, and public meetings that can change access, housing, services, or costs.
SF Real Property Assessments & Prop 13
How property taxes work here
Under Proposition 13, your home is generally assessed at its market value when you buy it, and the assessed value can only rise about 2% a year after that. A sale or new construction triggers a fresh assessment, so two neighbors can pay very different tax bills.
Why it matters
Buying resets your tax basis, so a long-held home and a new purchase are taxed worlds apart.
Health and Medicare
Health and Medicare
Care, Medicare counseling, caregiver help, transportation, and the local senior support to line up.
UCSF Health
UCSF Health and free Medicare help
UCSF Health is the city's major academic medical system and is ranked the top hospital in California. For Medicare questions, HICAP offers free, unbiased one-on-one counseling from state-registered counselors through the city's Human Services Agency.
Why it matters
A top hospital plus free Medicare counseling covers both the care and the paperwork.
Common questions
What people ask before retiring in San Francisco
Short answers to the questions most people ask first. The full source trail sits in the guide above and the sources panel below.
Is San Francisco, CA a good place to retire?
Plenty of people do retire here, so it is a real option to look at. The honest version is whether the home costs, the health and senior support, the activities, and the family side of life all fit yours, not just whether it ranks well on a list somewhere.
Source: Tadich GrillWhat costs should you check before moving to San Francisco?
Price the month, not the postcard. Keep separate lines for home, property taxes, insurance, utilities, transportation, health, and everyday spending. A low-tax headline can quietly hide a high insurance bill, or the other way around.
Source: City and County of San Francisco (SF.gov)Where do you find things to do in San Francisco?
Parks and rec, the local event calendar, the visitor bureau, the senior center, and the restaurants people actually go to. The thing worth checking is whether they are close enough and often enough that you would really use them, not just visit them once.
Source: Tadich GrillWhat health and senior support matters in San Francisco?
Medicare counseling, the nearby hospital systems, pharmacy access, transportation, caregiver help, and an emergency contact. These can change whether the move works even when the lifestyle side looks great on paper.
Source: SF Aging & Disability Resource Centers (SFHSA)What should your family ask before you move to San Francisco?
Driving, airport access, local services, who to call in an emergency, care backup, home upkeep, and how often help would be needed. The goal is to see the move as a real support plan, not just a nice address.
Source: City and County of San Francisco (SF.gov)Retirement Life Score
A quick read on the life you would actually live.
San Francisco scored across eight things that decide whether a move feels good: monthly affordability, home costs, restaurants and outings, activities, parks, health and senior support, weather, and getting around. The full numbers are below.
San Francisco Retirement Life Score
78
Strong fit with tradeoffs / 75-84
Weather is the strongest daily-life fit. Home costs is the piece to verify before treating the move as settled.
A city looks livable and useful for many retirees, but one or two planning areas need a closer look.
Strongest fit: Weather comfort
Verify first: Home, taxes & insurance
Everyday affordability
Counts a lot66/100
How the ordinary monthly life could feel once taxes, insurance, fees, utilities, meals, and errands are in view.
What’s good: Lower-tax signals, visible discounts or free programs, ordinary-cost dining and errands, and practical transportation backup.
What to check: High housing pressure, insurance or storm costs, HOA or assessment friction, resort pricing, and thin cost evidence.
Price the month, not the postcard.
How this factor is scored
Signals checked: Tadich Grill in the Financial District · Watch: Tadich Grill
Evidence weighed: Tax, housing, insurance, senior-service, transportation, and local deal sources.
Weight in the total: High weight
Home, taxes & insurance
Counts a lot35/100
Property taxes, assessments, homeowners insurance, storm exposure, maintenance, and local housing friction.
What’s good: Clear assessor or property-appraiser sources, homestead or senior relief signals, and plain-language housing-cost context.
What to check: Coastal or wildfire exposure, insurance pressure, high home prices, amenity fees, HOA or district assessments, and missing local tax sources.
Separate the house from the lifestyle.
How this factor is scored
Signals checked: City services and SF311 · Watch: SF Real Property Assessments & Prop 13
Evidence weighed: County assessor, property appraiser, tax collector, insurance, emergency management, and housing sources.
Weight in the total: High weight
Restaurants & outings
80/100
Restaurants, coffee, arts, downtown meals, family visits, and low-friction places to go without over-planning.
What’s good: Specific restaurants, coffee shops, arts districts, downtown routines, visitor-hosting ideas, and source links that feel repeatable.
What to check: Only generic visitor copy, heavy seasonal crowds, hard parking, expensive dining signals, or no specific local outing ideas.
Look for repeatable evenings, not only famous spots.
How this factor is scored
Signals checked: Tadich Grill in the Financial District · Watch: Tadich Grill
Evidence weighed: Restaurant sites, tourism boards, chambers, downtown groups, event venues, and local dining guides.
Weight in the total: Supporting weight
Activities & social calendar
94/100
Events, clubs, classes, pickleball, senior programs, volunteer options, and the weekly social rhythm.
What’s good: Dated events, parks and rec classes, senior-center programming, clubs, pickleball options, volunteer leads, and repeatable weekly activities.
What to check: Undated or stale calendars, few senior-friendly programs, heat or traffic timing issues, and no clear way to register or show up.
Make sure the week has more than errands.
How this factor is scored
Signals checked: Tadich Grill in the Financial District · Watch: House of Prime Rib
Evidence weighed: City calendars, recreation departments, senior centers, libraries, clubs, parks districts, and community event pages.
Weight in the total: Core weight
Parks & outdoor life
88/100
Parks, trails, beaches, gardens, preserves, water access, golf, and everyday outdoor routines.
What’s good: Specific parks, trails, beaches, gardens, water access, golf, outdoor classes, and low-friction places to be outside often.
What to check: Extreme heat, smoke, flooding, storm seasons, winter driving, crowding, parking friction, or thin park-level detail.
Check whether outdoor life works in the season you will actually live there.
How this factor is scored
Signals checked: The gardens of Golden Gate Park · Watch: Gardens of Golden Gate Park
Evidence weighed: Parks departments, park districts, conservancies, recreation sources, tourism sources, and trail or beach authorities.
Weight in the total: Supporting weight
Health & support access
Counts a lot85/100
Medicare help, aging agencies, caregiver backup, transportation support, pharmacies, and local service depth.
What’s good: Area Agency on Aging, SHIP or SHINE counseling, senior services, caregiver support, transportation help, and credible health-resource depth.
What to check: Weak care-radius evidence, no benefits counseling source, unclear transportation backup, or hints that specialist access requires long drives.
Do not let a fun town hide a weak care radius.
How this factor is scored
Signals checked: Aging and Disability Resource Centers · Watch: SF Aging & Disability Resource Centers (SFHSA)
Evidence weighed: Area Agencies on Aging, county health and human services, senior services, Medicare counseling, transit, and hospital or clinic sources.
Weight in the total: High weight
Weather comfort
95/100
Heat, storms, flooding, smoke, winter, seasonal swings, and how much resilience planning the move demands.
What’s good: Evidence that outdoor life works in ordinary seasons, plus clear planning sources for heat, storms, winter, smoke, or emergency readiness.
What to check: Sustained heat, hurricane or flood exposure, wildfire or smoke risk, winter driving, evacuation complexity, and missing resilience sources.
Plan the hard season, not the best week.
How this factor is scored
Signals checked: The gardens of Golden Gate Park · Watch: Gardens of Golden Gate Park · 63F annual average, 255 sunny days
Evidence weighed: Emergency management, weather-resilience, utility, health, parks, insurance, and local government sources.
Weight in the total: Core weight
Getting around & family visits
71/100
Driving, parking, airport access, golf-cart life, visitor logistics, medical trips, and family backup.
What’s good: Airport or transit access, shuttle or senior transportation, walkable routines, golf-cart usefulness, and simple family-visit logistics.
What to check: Traffic, parking scarcity, seasonal congestion, night-driving issues, long medical trips, or no car-light backup.
Test the drive on an ordinary Tuesday.
How this factor is scored
Signals checked: Aging and Disability Resource Centers · Watch: Ferry Building Marketplace
Evidence weighed: Transit agencies, airports, city transportation pages, senior services, tourism access pages, and guide items with location detail.
Weight in the total: Supporting weight
How we keep this current
Sources for San Francisco
A mix of city pages, community calendars, senior services, council agendas, official tourism, restaurant sites, and registration pages. Every claim above links to where it came from.
See the 33 sources behind this guideEvery claim above links to where it came from.ShowHide
community / weekly
Tadich Grill
One of the oldest restaurants in California, Financial District, known for cioppino.
community / weekly
Swan Oyster Depot
James Beard recognized seafood counter on Polk Street, open since 1912.
community / weekly
Tartine Bakery
Beloved Mission bakery known for croissants and country bread.
community / weekly
House of Prime Rib
Classic Van Ness prime rib house, dinner nightly, long-booked reservations.
community / weekly
Kokkari Estiatorio
Iconic Greek restaurant near Jackson Square, listed among SF's most iconic eateries.
community / weekly
Nopa
Long-running California restaurant in the NoPa neighborhood, listed among SF's iconic spots.
institutional / weekly
Gardens of Golden Gate Park
Conservatory of Flowers, Japanese Tea Garden, and SF Botanical Garden, open daily from 9am.
official / weekly
Golden Gate Park Points of Interest (SF Rec & Park)
Official list of park sights including de Young Museum, Cal Academy, Bison Paddock, JFK Promenade.
official / weekly
SF.gov Perfect Day Along the Northern Waterfront
City guide to the Embarcadero waterfront, public art, and Rincon Park.
community / weekly
24 Things to Do in San Francisco
Local roundup covering Golden Gate Bridge, Ferry Building, Coit Tower, cable cars.
community / weekly
Ferry Building Marketplace
Historic waterfront food hall and home of the Ferry Plaza Farmers Market.
official / weekly
Pickleball Court Directory (SF Rec & Park)
Official directory of indoor and outdoor pickleball courts including Hamilton Rec Center.
community / weekly
San Francisco Pickleball Community Locations
Community guide listing Goldman Tennis Center and Sutter Playground as permanent facilities.
community / weekly
Where to Play Pickleball in San Francisco (2026 Edit)
2026 guide detailing Goldman's five dedicated courts and reservation system.
community / weekly
Best Pickleball Courts in San Francisco 2026 Guide
Court list including East Cut Crossing, Angelo J. Rossi Playground, and Bay Padel Dogpatch.
institutional / weekly
SF Aging & Disability Resource Centers (SFHSA)
City resource centers for older adults: referrals, caregiver support, case management.
official / weekly
California Dept of Aging, San Francisco County Services
State listing for SF Area Agency on Aging at 2 Gough Street, phone 415-355-3555.
community / weekly
San Francisco Chinese New Year Parade 2026
Largest Lunar New Year parade outside Asia, Saturday March 7, 2026 at 5pm.
community / weekly
SF Cherry Blossom Festival & Parade 2026
Japantown festival April 11-19, 2026 with the Grand Parade on the final Sunday.
official / weekly
Cherry Blossom Parade (SFMTA)
Official transit notice: parade Sunday April 19, 2026 from 1 to 3pm.
community / weekly
Union Street Festival 2026
Cow Hollow street festival Saturday June 6 to Sunday June 7, 2026, 11am to 7pm.
community / weekly
North Beach Festival 2026
North Beach street festival Father's Day weekend, June 20 to 21, 2026, 11am to 7pm.
community / weekly
Fillmore Jazz Festival 2026
Free jazz festival Saturday and Sunday July 4 to 5, 2026, 30-plus acts.
community / weekly
Stern Grove Festival 2026
Free Sunday concerts June 14 to August 16, 2026 at Sigmund Stern Grove.
community / weekly
Outside Lands Music Festival 2026
Three-day music festival in Golden Gate Park, August 7 to 9, 2026.
community / weekly
Hardly Strictly Bluegrass 2026
Free three-day music festival in Golden Gate Park, October 2 to 4, 2026.
community / weekly
San Francisco Pride 2026
Two-day celebration June 27 to 28, 2026; parade Sunday June 28 at 10:30am up Market Street.
community / weekly
Ferry Plaza Farmers Market (Foodwise)
Year-round market: Saturday 8am-2pm, Tuesday and Thursday 10am-2pm at the Ferry Building.
community / weekly
Sunday Streets SF
Free car-free street block parties with games, music, and health resources across the year.
official / weekly
City and County of San Francisco (SF.gov)
Official city portal for services, permits, and SF311 non-emergency requests.
official / weekly
SF Real Property Assessments & Prop 13
Assessor-Recorder explainer on how Proposition 13 sets and limits property tax assessments.
institutional / weekly
UCSF Health
Major academic medical system, ranked #1 hospital in California.
official / weekly
HICAP Medicare Counseling (SFHSA)
Free, unbiased one-on-one Medicare counseling from state-registered counselors.