income calculator · 1 min
QLAC limit + RMD reduction
See the most you could put into a QLAC from your IRA and how much it would trim your first-year required withdrawal.
Ready when you are
Run the quick check to see your result here.
This is a quick calculator, not the full map. Change the numbers, run it, and keep the result if it helps.
Quick tool run
Run it, see the answer, then bring it into the map.
Calculator disclosure
What you'll see here. This is an educational tool. Your planning inputs stay in your browser — The Retirement Atlas does not receive them. The numbers you'll see are observations and projections, not advice. They depend on the assumptions you enter and may not reflect your situation. Identifiable details (name, email, phone) are only collected if you separately choose to save your map, ask for help, or be matched with a licensed annuity specialist, and those flows have their own consent steps. Consult your own licensed financial professional before making any financial decision.
Learn more